Timber structures, while sustainable and versatile, are subject to specific risks such as warping, cracking, or failure of load-bearing elements. Our policy covers structural damage to timber frames, cross-laminated timber (CLT), and glue-laminated beams, ensuring repairs or replacements are financially supported.
By addressing the complexities of timber construction, this coverage provides peace of mind for developers and property owners, ensuring long-term building stability and compliance with safety standards.
Mass timber construction faces heightened scrutiny regarding fire safety. Our insurance covers fire-related defects in fire-retardant treatments, fire-rated walls, and structural elements, ensuring compliance with fire safety codes and reducing liability.
This coverage reassures clients and brokers that potential fire hazards linked to construction defects will be promptly and adequately addressed.
Timber construction is particularly vulnerable to moisture-related issues. Our policy protects against water ingress and damage resulting from inadequate waterproofing or moisture barriers, which could lead to rot, mould, or structural degradation.
This ensures the building’s longevity and helps brokers offer clients a robust solution for mitigating timber-specific risks.
Defects in timber quality or improper treatments can compromise a building’s integrity. Our policy covers damage caused by substandard timber, defective glues, or finishes, ensuring clients aren’t burdened by additional repair costs.
This provides brokers with a critical talking point when addressing material-related risks for timber construction projects.
Timber-based construction often involves meeting stringent environmental and regulatory requirements. Our coverage includes support for meeting compliance standards and ensuring that any construction-related deficiencies are corrected in a timely manner.
This enables brokers to position the insurance as a value-added solution for developers looking to embrace sustainable building practices without compromising on quality or safety.