Insurance Class: Property

Frame and Mass Timber Insurance

Frame and Mass Timber Insurance is designed to address the unique risks associated with timber-based construction, offering tailored coverage that ensures financial protection and compliance with evolving building regulations.

Exance's expertise, efficiency, and commitment to excellent service have been invaluable in supporting our business and ensuring customer confidence!

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The benefits of choosing Exance Frame and Mass Timber Insurance

Smarter
Solutions

A+ to unrated, we have paper to match your specific requirements

Proven
Track Record

A trusted reputation for excellence and long-term client success

Exceptional
Underwriting

Comprehensive coverage with flexible custom risk solutions

What Exance Frame and Mass Timber Insurance Covers

  • Structural Integrity

    Timber structures, while sustainable and versatile, are subject to specific risks such as warping, cracking, or failure of load-bearing elements. Our policy covers structural damage to timber frames, cross-laminated timber (CLT), and glue-laminated beams, ensuring repairs or replacements are financially supported.

    By addressing the complexities of timber construction, this coverage provides peace of mind for developers and property owners, ensuring long-term building stability and compliance with safety standards.

  • Fire Resistance

    Mass timber construction faces heightened scrutiny regarding fire safety. Our insurance covers fire-related defects in fire-retardant treatments, fire-rated walls, and structural elements, ensuring compliance with fire safety codes and reducing liability.

    This coverage reassures clients and brokers that potential fire hazards linked to construction defects will be promptly and adequately addressed.

  • Moisture and Water Damage

    Timber construction is particularly vulnerable to moisture-related issues. Our policy protects against water ingress and damage resulting from inadequate waterproofing or moisture barriers, which could lead to rot, mould, or structural degradation.

    This ensures the building’s longevity and helps brokers offer clients a robust solution for mitigating timber-specific risks.

  • Defective Materials

    Defects in timber quality or improper treatments can compromise a building’s integrity. Our policy covers damage caused by substandard timber, defective glues, or finishes, ensuring clients aren’t burdened by additional repair costs.

    This provides brokers with a critical talking point when addressing material-related risks for timber construction projects.

  • Environmental and Regulatory Compliance

    Timber-based construction often involves meeting stringent environmental and regulatory requirements. Our coverage includes support for meeting compliance standards and ensuring that any construction-related deficiencies are corrected in a timely manner.

    This enables brokers to position the insurance as a value-added solution for developers looking to embrace sustainable building practices without compromising on quality or safety.

Timber structures, while sustainable and versatile, are subject to specific risks such as warping, cracking, or failure of load-bearing elements. Our policy covers structural damage to timber frames, cross-laminated timber (CLT), and glue-laminated beams, ensuring repairs or replacements are financially supported.

By addressing the complexities of timber construction, this coverage provides peace of mind for developers and property owners, ensuring long-term building stability and compliance with safety standards.

Mass timber construction faces heightened scrutiny regarding fire safety. Our insurance covers fire-related defects in fire-retardant treatments, fire-rated walls, and structural elements, ensuring compliance with fire safety codes and reducing liability.

This coverage reassures clients and brokers that potential fire hazards linked to construction defects will be promptly and adequately addressed.

Timber construction is particularly vulnerable to moisture-related issues. Our policy protects against water ingress and damage resulting from inadequate waterproofing or moisture barriers, which could lead to rot, mould, or structural degradation.

This ensures the building’s longevity and helps brokers offer clients a robust solution for mitigating timber-specific risks.

Defects in timber quality or improper treatments can compromise a building’s integrity. Our policy covers damage caused by substandard timber, defective glues, or finishes, ensuring clients aren’t burdened by additional repair costs.

This provides brokers with a critical talking point when addressing material-related risks for timber construction projects.

Timber-based construction often involves meeting stringent environmental and regulatory requirements. Our coverage includes support for meeting compliance standards and ensuring that any construction-related deficiencies are corrected in a timely manner.

This enables brokers to position the insurance as a value-added solution for developers looking to embrace sustainable building practices without compromising on quality or safety.

Your quick guide to Frame and Mass Timber Insurance

What Is Frame and Mass Timber Insurance?
This specialised insurance product addresses the unique risks associated with timber construction, such as fire resistance, structural integrity, and moisture management.

Who Needs Frame and Mass Timber Insurance?
Developers, contractors, and property owners involved in timber-based construction projects benefit from comprehensive protection against unforeseen risks.

The Benefits of Exance Frame and Mass Timber Insurance

  1. Comprehensive Protection

    Tailored coverage for structural, fire, and moisture-related risks ensures financial security for timber-based projects.

  2. Supports Sustainable Practices

    Encourages the adoption of mass timber construction by mitigating associated risks, supporting environmentally friendly development.

  3. Compliance Confidence

    Addresses regulatory concerns, ensuring clients meet safety and building standards.

  4. Enhanced Marketability

    Properties covered by timber-specific insurance attract buyers due to the assurance of long-term risk mitigation.

  5. Risk Reduction

    Reduces financial and operational risks for stakeholders involved in mass timber developments.

Frequently Asked Questions

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What is Frame and Mass Timber Insurance?

Frame and Mass Timber Insurance provides coverage for risks specific to timber construction, including structural defects, fire resistance issues, and moisture damage.

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Why is this insurance important for timber construction?

Timber construction involves unique vulnerabilities, such as fire risks and moisture damage, which require specialised coverage to ensure safety and financial protection.

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Does it cover all types of timber construction?

Yes, our policy covers a range of timber construction, including cross-laminated timber (CLT), glue-laminated beams, and traditional timber frames.

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Is fire safety included in the coverage?

Absolutely. Our policy addresses defects in fire-retardant treatments and ensures compliance with fire safety codes.

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Who should consider this insurance?

Developers, contractors, and property owners involved in timber construction projects should consider this specialised coverage to mitigate risks.