A 10-Year Residential Warranty is a vital insurance product designed to safeguard homeowners, developers, and lenders against potential structural defects in new residential properties. Providing long-term financial protection, it ensures peace of mind and confidence in construction quality for all stakeholders involved.
They go the extra mile on any risk we look to place via them and help out on difficult cases
Rebecca
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Our 10-Year Residential Warranty provides comprehensive coverage for structural defects in critical components such as foundations, walls, floors, and roofs. These defects, which may only become apparent after the property is occupied, could lead to structural instability or significant damage over time.
By covering the costs of repairing or replacing these elements, our warranty ensures long-term structural integrity. This reassurance is invaluable to property owners and developers, protecting them against unexpected repair costs and enhancing property value.
Water ingress is a common issue that can result from faulty waterproofing or poor construction practices. Our warranty includes coverage for damage caused by water penetration through roofs, walls, windows, or foundations, ensuring that issues like mould and structural weakening are addressed.
This protection helps maintain the property’s condition and prevents costly future repairs, making it an essential feature for new residential developments.
Substandard or faulty materials used during construction can lead to significant damage over time. Our 10-Year Residential Warranty ensures coverage for repairs resulting from defective materials, such as weakened concrete or inferior finishes.
This provides developers with the confidence to address material-related issues without legal disputes while assuring homeowners of lasting quality.
Errors in construction practices or design flaws can compromise safety and functionality. Our warranty covers defects arising from poor workmanship or faulty designs, ensuring these issues are resolved efficiently without financial strain on the property owner.
This coverage supports brokers in offering comprehensive risk management solutions to developers and homeowners.
Ground movement, including subsidence, heave, or settlement, can cause severe structural damage. Our warranty covers costs related to stabilising and repairing affected structures, ensuring properties remain safe and functional.
This protection is particularly valuable for properties built on challenging or reclaimed land, reducing long-term financial risks.
Our 10-Year Residential Warranty provides comprehensive coverage for structural defects in critical components such as foundations, walls, floors, and roofs. These defects, which may only become apparent after the property is occupied, could lead to structural instability or significant damage over time.
By covering the costs of repairing or replacing these elements, our warranty ensures long-term structural integrity. This reassurance is invaluable to property owners and developers, protecting them against unexpected repair costs and enhancing property value.
Water ingress is a common issue that can result from faulty waterproofing or poor construction practices. Our warranty includes coverage for damage caused by water penetration through roofs, walls, windows, or foundations, ensuring that issues like mould and structural weakening are addressed.
This protection helps maintain the property’s condition and prevents costly future repairs, making it an essential feature for new residential developments.
Substandard or faulty materials used during construction can lead to significant damage over time. Our 10-Year Residential Warranty ensures coverage for repairs resulting from defective materials, such as weakened concrete or inferior finishes.
This provides developers with the confidence to address material-related issues without legal disputes while assuring homeowners of lasting quality.
Errors in construction practices or design flaws can compromise safety and functionality. Our warranty covers defects arising from poor workmanship or faulty designs, ensuring these issues are resolved efficiently without financial strain on the property owner.
This coverage supports brokers in offering comprehensive risk management solutions to developers and homeowners.
Ground movement, including subsidence, heave, or settlement, can cause severe structural damage. Our warranty covers costs related to stabilising and repairing affected structures, ensuring properties remain safe and functional.
This protection is particularly valuable for properties built on challenging or reclaimed land, reducing long-term financial risks.
What Is a 10-Year Residential Warranty?
This warranty is an insurance product designed to protect against structural and latent defects in new residential properties. It provides peace of mind to property owners and developers by covering costly repairs for up to 10 years post-completion.
Who Needs a 10-Year Residential Warranty?
This warranty is essential for property developers, lenders, and homeowners, ensuring confidence in the quality of construction while meeting lender requirements.
Covers repair costs for structural defects, reducing financial exposure for developers, lenders, and homeowners.
Properties with a warranty are more attractive to buyers, increasing sales potential and resale value.
Protection for 10 years post-completion ensures lasting peace of mind.
Often required by mortgage providers, making it a key component for financing approval.
Simplifies the process for addressing defects without requiring lengthy legal disputes.
Enhances credibility by demonstrating a commitment to quality construction practices.
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What does the warranty cover?
The warranty covers structural defects, water ingress, defective materials, and workmanship or design flaws. Additional features may include protection against subsidence or settlement.
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Is a 10-Year Residential Warranty mandatory?
While not legally required, it is often mandated by mortgage lenders and is critical for new-build properties.
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Who benefits from the warranty?
Homeowners, developers, and lenders all benefit from financial protection, enhanced property value, and confidence in construction quality.
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Can the warranty be transferred to new owners?
Yes, the warranty is fully transferable, adding value to the property for future buyers.
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What isn’t covered?
General wear and tear, maintenance issues, and intentional damage are typically excluded. Always review policy documents for full details.
